Life Insurance

If structured properly, a life insurance death benefit is payable income-tax free to a beneficiary. Life insurance can help families pass wealth down to future generations and provide important financial liquidity at the time of death.

"There is peace of mind thru life insurance."

Our financial calculators will determine the exact amount of coverage you need to protect your family, farm or business against loss. We will work to find the best life insurance product to fit your needs, whether you need term, whole life, universal life or variable life insurance.

For more information about your life insurance needs, please give us a call at 1-800-752-2439. To request an insurance quote, please email

What We Offer

Term Life Insurance

INCREASING PREMIUM, DECREASING COVERAGE, NO CASH VALUE, Suitable for financial obligations which reduce with time; e.g., mortgages or other amortized loans.

Whole Life Insurance

LEVEL PREMIUM, LEVEL COVERAGE, CASH VALUES, (cash values typically increase based on the insurance company's general asset account portfolio performance.) Suitable for long-term obligations; e.g., surviving spouse lifetime income needs, estate liquidity and death taxes.

Universal Life Insurance

LEVEL OR ADJUSTABLE PREMIUM, LEVEL OR ADJUSTABLE COVERAGE, CASH VALUES (Cash values increase based on the performance of certain assets held in the company’s general account). Suitable for long-term obligations or sinking-fund needs: estate growth and death tax liquidity.

Variable Life Insurance

LEVEL OR ADJUSTABLE PREMIUM, LEVEL COVERAGE*, CASH VALUES Suitable for long term obligations and those who are more active investors and for estate growth and tax liquidity..

Information an/or opinions on any website other than that of do not necessarily represent the views or opinions of The Meckenstock Group, IFG or its staff and advisors. An individual should contact a financial professional or other trusted advisors before making any investment decisions.

Check the background of this firm on FINRA’s BrokerCheck Here

Investment Advisory Representatives offering advisory services through Main Street Advisors, LLC, a registered investment adviser. Securities and additional advisory services offered through Independent Financial Group, LLC (IFG), a registered broker dealer and a registered investment adviser. Member FINRA/SIPC. All of the entities mentioned above are unaffiliated. Licensed to sell securities in the following states: AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MA, MD, MI, MN, MO, NC, NE, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, & WY. The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.

The Meckenstock Group is licensed for insurance in: Kansas, Colorado, Nebraska, Oklahoma, Flordia, Ohio, Missouri, Arkansas, Iowa, Oregon, Pennsylvania, South Carolina.